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A community weblog for people with problems managing their bills, debts, and planning — and for family members who try to help them.

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Posts Tagged ‘planning’

Budgets Don’t Work

Friday, April 3rd, 2009 by Nick Kaye

The single most helpful idea I’ve come up with — instead of monthly budgeting, which I found useless — is thinking about my cash flow one day at a time. It’s surprisingly easy to calculate.

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The Challenge of Self-organization

Friday, April 3rd, 2009 by Nick Kaye

Freelancing sounds fantastic—choose your hours, work from home, be your own boss—but the truth is, you’ll have a dozen bosses competing for all your hours, making conflicting demands and chaining you to your desk. Furthermore, even when you have a great month and bill a lot of work, that doesn’t mean you get the checks any time soon.

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