I’m a 23 years old, started my career in September, and still live with my parents. While I understand and agree with some of your points against supporting a young adult, my parents are putting me in a really good position to help myself and them in the long run.

I do not pay rent, but I pay my share of the cable/internet bills, my cell phone bills, my car insurance, car repairs, gas, and obviously any type of entertainment.

My main point is that I really don’t drain my parents at all, being that the house was built for a family of 4-5 people. I do eat their cooking for free from time to time, but I don’t eat ridiculous portions so it’s not much extra for them. I help out with various chores to keep the house in decent shape. All the while, I am saving like a fiend.

When I finally move out, which could be this fall or the year after, I will be debt free, and have a ton of extra money to invest or accumulate in savings. You better believe that a good portion of this extra money I have will go towards my parents’ well being when the time comes for me to return the favor. Think of me living at home as another investment, and for my parents, it’s the easiest one they’ve made. It’s only easy, however, because I’ve been making some responsible financial choices. This won’t always be the case when young adults live with their parents, but sometimes it can be a win-win situation.